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Experts  Advice for Lowering Bills

  • Saving on your home owners insurance is easier than you may think. All insurance companies offer a variety of discounts and other ways to save, you just have to know what to look for and what to ask. ...
    by Anthony T.
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    • Comment Great tips! Be careful with raising your deductible. It can save money on your policy, but if you cannot afford it when you need to make a claim you can be in a serious bind! by Jill Liphart
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  • With housing markets remaining stagnant throughout the United States, many people are looking for ways to pinch pennies and save in any way possible. While many people look to save on heating bills, w...
    by Jordan D.
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    • Comment I plan to look into lowering my mortgage with a lower interest rate. Thanks for the information. by Jennifer Martens Loucks
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    • Comment If we still owned our home, I would be looking into these types of things to reduce our payments. Right now the low interest rates are something all home owners should be taking advantage of. by Melissa Spencer
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    • Comment Make payments on time (or early). If you make a habit of this, it can be used as a bargaining chip for your re-fi. by Adam Law
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  • The recession has made if difficult for a lot of people to keep up with their bills and, even, the rent. If you have been laid off from your job or simply are having trouble stretching your weekly che...
    by Mildred N.
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    • Comment This article is very helpful. I never considered negotiating my monthly rent based on researching similar rental prices in my area. by Nicole Wilson
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    • Comment Geez, I wish I would've came upon this tip sooner. I just re-signed my lease two days ago darn it. Well next year for sure I will heed this advice. I never thought about negotiating rent. Thank you! by Kelli Phillips
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  • Whether you are an employee working for someone else, or if you are self-employed, everyone has to pay taxes. While taxes will always take up a significant amount of your income, many people don't rea...
    by Cameron X.
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  • When it comes to looking at monthly bills and how to lower expenditures, a good exercise would be to review each and every recurring expenditure and determine which are essential and which ones could ...
    by Amanda H.
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    • Comment My advice is leaving Cable TV all together. You can stream Netflix or Hulu for 7.99/mo and capture most of the same content that you get from cable. by Jennifer Krohn
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    • Comment My husband and I just decreased our cable bill by almost half by down-grading to a lesser option. Feels great. Most of the extra channels we didn't even watch. by Patti Hillyer
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Members  Tips for Lowering Bills

  • Buying baby clothes can get expensive. Ask friends and family for hand-me-downs! Many times you can also find great barely worn clothes at used clothing stores or resale shops. Another good place to l...
    by Sarah H.
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    • Comment This poster doesn't mention how fast babies grow. There's no point in spending a lot on clothes your child will wear for 2-3 months at most! by Paulina Harper
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    • Comment These are such good ideas. I have been trading clothes between my sister and cousin for our kids for the past seven years. With that and a few hand-me-downs from friends, I have hardly had to buy new clothes for my kids. by Melissa Spencer
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    • Comment This is so true! I've been looking at baby clothes at the stores and at garage sales and the price comparison was mind-blowing. Kids outgrow their clothes very quickly and make a mess anyway! by Reina Jiranuwatana
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  • Everyone wants the perfect nursery for their baby. However, baby furniture is expensive! Consider buying used pieces to save money. Many times people are selling barely used furniture on e-bay. Make s...
    by Lauren R.
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  • You might not have considered all the fees that come along with banking. Make sure to check the various banks in your area before you open up a checking account. Many banks offer free checking account...
    by Alyssa B.
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  • Before you sign up with a bank, investigate things like - costs associated with having a checking account, and ATM fees. Some banks offer free withdrawls from any ATM, which could end up saving you mo...
    by Morgan L.
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  • Get information from several banks to determine which one will best fit your needs. Often times you can also buy checks through a discounter for about $6.00 for 200 checks. Even better still, is onlin...
    by Mary V.
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